We are more than a Welfare
We are Kenyans living in Zambia — and we show up for each other. KWETU Welfare is a registered community association built on one simple belief: that no Kenyan should navigate life abroad alone. We protect, we celebrate, we invest, and we grow — as one.
Our Vision
To be the premier Kenyan community welfare network in Zambia — one that protects its members, invests in their futures, and strengthens the bonds of our community across borders.
What We Stand For
Our Core Pillars
Community
A unified network of Kenyans in Zambia — across Lusaka, Copperbelt, Livingstone and beyond
Welfare Protection
Real, meaningful support for members and their families when it matters most
Investment
Community-led financial opportunities that grow with our membership.
Inclusion
Reflecting the full face of Kenya — across region, gender, and background.
Celebration & Togetherness
Marking milestones, enjoying social gatherings, and honouring achievements.
Benefits for the Members
Family Cover
Social Welfare
Investments
Medical Cover
Coverage for the member, children and the parents
We architect a unified, aligned environment.
Access to community-led financial growth
Coverage for the member and immediate family
Membership Contributions
Registration Fee
K200 - Annually
Becoming a Kwetu member starts with a once-off annual registration fee of K200.
Membership Fee
K300 - Monthly
Members contribute K300 per month to keep the welfare fund alive and growing.
Insurance Grace Period - 3 months
Your Cover takes a 3-month grace period before welfare and insurance benefits become active.
Who can join Kwetu Family
If you call Zambia home and Kenya calls you — or someone you love — then KWETU is your community. We welcome members and their spouses with open arms, regardless of where they are from